:root {
  color-scheme: light;
  --ink: #10213a;
  --muted: #596b83;
  --line: #dbe5f1;
  --surface: #ffffff;
  --page: #f5f8fc;
  --accent: #1b9c8c;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--page);
  font-family: "Montserrat", ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
}

a { color: #0b6d8d; }

.legal-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px clamp(20px, 5vw, 72px);
  color: #fff;
  background: #07182b;
}

.legal-brand {
  color: #fff;
  font-size: 1.15rem;
  font-weight: 900;
  letter-spacing: -0.03em;
  text-decoration: none;
}

.legal-nav { display: flex; flex-wrap: wrap; gap: 18px; }
.legal-nav a { color: rgba(255,255,255,.86); font-size: .88rem; font-weight: 700; text-decoration: none; }
.legal-nav a:hover { color: #fff; text-decoration: underline; }

.legal-hero {
  padding: 68px max(20px, calc((100% - 980px) / 2));
  color: #fff;
  background: linear-gradient(130deg, #07182b, #164775);
}

.eyebrow { margin: 0 0 10px; color: #9ae7dc; font-size: .76rem; font-weight: 900; letter-spacing: .09em; text-transform: uppercase; }
h1 { max-width: 850px; margin: 0; font-size: clamp(2rem, 4vw, 3rem); letter-spacing: -0.05em; line-height: 1.1; }
.legal-hero p:last-child { max-width: 760px; margin: 18px 0 0; color: rgba(255,255,255,.84); }

.legal-content { width: min(980px, calc(100% - 40px)); margin: 36px auto 64px; }
.legal-card { margin: 18px 0; padding: clamp(22px, 4vw, 36px); background: var(--surface); border: 1px solid var(--line); border-radius: 18px; box-shadow: 0 16px 34px rgba(28, 54, 86, .06); }
h2 { margin: 0 0 14px; color: #11345f; font-size: 1.28rem; line-height: 1.25; }
h3 { margin: 22px 0 8px; font-size: 1rem; }
p { margin: 10px 0; }
ul { margin: 10px 0; padding-left: 22px; }
li + li { margin-top: 7px; }

.data-list { display: grid; grid-template-columns: minmax(170px, .38fr) 1fr; gap: 10px 22px; margin: 16px 0 0; }
.data-list dt { color: var(--muted); font-weight: 800; }
.data-list dd { margin: 0; font-weight: 600; }
.callout { border-left: 4px solid var(--accent); background: #effbf9; }

.legal-footer { padding: 32px clamp(20px, 5vw, 72px); color: rgba(255,255,255,.76); background: #07182b; font-size: .9rem; }
.legal-footer strong { color: #fff; }
.legal-footer nav { display: flex; flex-wrap: wrap; gap: 12px 18px; margin-top: 10px; }
.legal-footer a { color: #b9f3e7; font-weight: 700; text-decoration: none; }
.legal-footer a:hover { color: #fff; text-decoration: underline; }

@media (max-width: 680px) {
  .legal-header { align-items: flex-start; flex-direction: column; gap: 12px; }
  .legal-nav { gap: 10px 14px; }
  .legal-hero { padding-block: 46px; }
  .legal-content { width: min(100% - 28px, 980px); margin-top: 22px; }
  .data-list { grid-template-columns: 1fr; gap: 2px; }
  .data-list dd { margin-bottom: 12px; }
}